Building Financial Resilience
Building Financial Resilience

Life is unpredictable—one moment, you’re cruising along, and the next, an unexpected expense throws your finances into chaos. Whether it’s a medical bill, job loss, or economic downturn, financial resilience is what keeps you steady. But resilience isn’t just about having savings—it’s about creating a strong financial foundation that gives you options, flexibility, and confidence in the face of uncertainty. This blog explores how to prepare for the unexpected while still enjoying the present.

Read More
Financial WellbeingMelissa Pearcefinancial wellbeing, relationships, money conversations, Budget, spending review, forecasting, relationship, communication, windfall, spending money, bonuses, goals, planning, deliberate, spending, expenses, money story, money behaviour, emergency fund, financial resilience, choice, lifestyle, repayments, pre-approval, Home Loans, first home buyers, refinancing, Savings, deposit, interest rates, financial position, assets, liabilities, optimism, positive mindset
Neurodiversity and Financial Wellbeing
Neurodiversity and Financial Wellbeing

Discover how neurodivergent individuals can navigate financial wellbeing with tailored strategies that align with their unique cognitive strengths. In this article, The Money Collective explores key financial challenges faced by those with ADHD, autism / ASD, dyslexia, and other neurodivergent traits. Practical tips such as automating finances, simplifying accounts, creating money routines, managing impulsivity, and building a supportive financial network. Whether you're looking to improve financial stability, create sustainable habits, or plan for career longevity, this article provides actionable insights to enhance financial confidence and security.

Read More
Financial WellbeingDarlene Neuneurodiversity, adhd, relationships, money behaviour, spending money, budgeting, ASD, Autism, Neurodivergent, NeuroSpicy
Money and Gaslighting
Money and Gaslighting

Financial gaslighting is a subtle yet impactful dynamic that can affect how we view ourselves, our spending habits, and even our relationships. While it can feel overwhelming, understanding the signs and taking proactive steps can help you break free and reclaim your financial confidence. Let’s explore how to recognize financial gaslighting, how to respond to it, and why the numbers never lie. This blog is based on the discussion in Episode 2, Season 3, of our podcast – ‘Financial Wellbeing with The Money Collective’.

Read More
Financial WellbeingMelissa Pearcefinancial wellbeing, relationships, money conversations, Budget, spending review, relationship, communication, spending money, spending, expenses, gaslighting, equality, gender, money story, money behaviour
Receiving an Inheritance
Receiving an Inheritance

Receiving an inheritance might feel like hitting the financial jackpot, but it’s rarely as straightforward as it seems. Beyond the excitement of newfound wealth lies a maze of emotional considerations, family dynamics, and financial decisions. Is it an opportunity to supercharge your goals, or could it create unexpected challenges? This blog based on Season 3 Episode 1 of our podcast ‘Financial Wellbeing with The Money Collective’, unpacks the many complexities of inheritances, from emotional ties to strategic planning, and offers insights to help you navigate this journey with confidence, clarity, and maybe even a touch of humour.

Read More
Financial WellbeingDarlene Neufinancial wellbeing, relationships, financial resilience, income, money conversations, Budget, spending review, forecasting, retirement, inheritance, children, guarantor, tradeoff, relationship, communication, windfall
Financial interdependence vs codependency
Financial interdependence vs codependency

This article discusses what it means to be financially interdependent from our podcast season 2 episode 1. It discusses the importance of embracing healthy relationship dynamics when it comes to managing household money and how that differs from financial co-dependency, providing practical tips on how to avoid becoming codependent and maintain a healthy level of 'say' when it comes to money and relationships.

Read More
Financial WellbeingMelissa Pearcefinancial wellbeing, relationships, budgeting, financial resilience, wages, income, interdependence, money conversations
Workplace Gender Equality
Workplace Gender Equality

Discover the key factors influencing the gender pay gap in Australian workplaces. This blog comments on the WGEA Reports findings and highlights the need for more flexible working arrangements, career progression opportunities, unbiased performance and pay reviews, women in key management roles, and lifting renumeration overall within female dominated industries.

Read More
Financial WellbeingMelissa Pearcefinancial wellbeing, career, gender pay gap, renumeration, wages, employer, workplace, flexible working, gender equality, report
The alarming truth of Women and Superannuation
The alarming truth of Women and Superannuation

The alarming truth of Women and Superannuation: Closing the Gender Wealth Gap

This blog is based on the podcast season 2 episode 5, Women and Superannuation with Trenna Probert, founder of Super Fierce, and introduces her passion for closing the gender wealth gap and highlights some amazing top tips for women managing their superannuation fund.

Read More
Financial WellbeingMelissa Pearcefinancial wellbeing, relationships, budgeting, financial resilience, goal setting, financial goals, spending, review spending, kids and money, setting boundaries, being an example, superannuation, super, superannuation fund, investment strategy, investment performance, career, gender pay gap, renumeration, wages
It's not what we earn
It's not what we earn

Money, Social Expectations, and Reality: Talking Financial Stress

This article is based on podcast season 2 episode 6, discussing financial stress and how higher income does not equate to lower stress levels when it comes to money. We explore how awareness, honestly, and vulnerability when talking about money is a conscious behaviour we can gift those around us instead of conforming to social spending pressures to keep up appearances.

Read More
Financial WellbeingMelissa PearceFinancial wellbeing, relationships, financial counselling, financial heath, financial wellness, gender equity, financial empowerment, money personality, money story, judgement, beliefs, income, high income, money conversations, vulnerability, mental health, stress, unconcious bias, cost of living