WHY WE’RE HERE
We’ve been working in the financial services industry for a long time, and frankly, we think it could do more for people. Much more. We couldn’t wait for someone else to change the way things are, so we’re bringing the change now. What we do matters because;
Financial wellbeing is directly linked to physical and mental health.
Resilience is important because it provides choice in how you choose to live your life in both good times and hard times.
Education and capability is your understanding and ability to manage, plan, and use your money effectively to achieve your goals and vision.
The more confident and educated people are, the better the balance of power. People can create change in the system to better support the people it serves.
Being inherently optimistic for the future is linked to increased financial wellbeing, which creates stronger global communities, more choice, and an overall better planet.
OUR VISION
For all people to have strong financial wellbeing.
OUR MISSION
We provide the tools, information and guidance for people to better understand their money. We empower people to make their own informed financial choices, so they can be confident and feel good about their money.
We are here to make positive, sustainable change in how people understand, spend, and save so it aligns with their values and goals and enables them to handle life events.
Because money is not an obstacle. It’s an enabler.
feeling our vibe?
We work with people who want to keep money from getting in the way of life; people who are ready to embrace change, ready to learn, and will do what it takes to increase their financial resilience and education.
We help you understand your relationship with money, take control and make money changes that align with your values to support the kind of life you want to live.
We’re a team of experienced experts ready to empower you to get on track and make the most of your hard-earned cash.
ARE WE YOUR PEOPLE?
If our Vision and Mission resonate with you deeply, join our team to work with purpose and passion.
See our Careers page for open positions.
Meet the HUMANS BEHIND THE MOVEMENT
We are money mentors, life coaches, mortgage brokers, financial change experts and thought leaders. We are passionate about making lasting positive change, and challenge outdated ideas and processes in our industry.
When we’re not leading a money movement, we - just like you - bring up children, barrack for the local footy team, help organise the school fete, try to be good friends, rescue stray animals, and learn to cook new yummy things.
how it all began
Darlene grew up on farmland in Tassie. She was a small town girl but ventured out into the finance industry after putting herself through high school and University. Darlene is all about smashing those glass ceilings and earning her own seat at the table. She is a woman who doesn’t accept no for an answer and will do the hard work to achieve her goals. Always dreaming of owning her own successful business one day, Darlene worked for over 30 years in finance and married her husband who loves and supports her. Then Darlene took the challenge. She took up a franchise opportunity and created her own team of Mortgage Brokers, and that’s how she discovered Mel!
Mel grew up helping run the family business with her Dad as a Mortgage Broker in Launceston. As a young adult, Mel moved to Melbourne and opened a mortgage broking office in Lilydale. She found she had a talent for all things financial and she could see the real impact it made on people’s lives.
Making strong local connections and starting a family with her partner on land in the Yarra Valley, Mel enjoys building relationships with people and hearing their stories. She is passionate about the long term and sees a person not just for the now, but for the life they are living, and what their future holds. She loves enabling people achieve their goals and sharing her knowledge.
Eventually, Mel met Darlene and it was a perfect match. Darlene is driven; Mel is passionate. Mel makes things happen now; Darlene is big picture. It just makes sense. Together they wanted to create something of value which not only provided loans but empowered people to feel confident in their own financial decisions through financial wellbeing coaching. So they decided to team up and launched The Money Collective.
At The Money Collective they are working together to see lives changed. They are working to see families thriving. They are working because they love it.
Isn’t that what life is all about? Working to live and doing something you know will make a positive difference.
OUR VALUES
PEOPLE | We put people first. We see the whole person and tailor to their needs. We value connection, family, and relationships. We foster encouragement and treat everyone as equal while valuing their differences.
OPTIMISM | We choose to see, speak, and grow with optimism and a positive focus on the future.
HONESTY | We act with authenticity, being open, honest, and patient.
EMPOWERMENT | We enable growth and life-long transformation through education and support.
COLLABORATION | We listen, we care, and we are kind and respectful. We are approachable, welcoming, and we work together.
COURAGE | Willing to have courageous conversations to move people forward and challenge different perspectives, habits, and thought programming.